Privacy Policy

At Take Cash, your privacy is our priority. We are committed to safeguarding your personal information and ensuring its confidentiality.We collect only the necessary information required to process your loan application.Your data is stored securely, and access is limited to authorized personnel.We employ advanced security measures to protect your information from unauthorized access or misuse.Your data will never be shared with third parties without your consent.You have the right to access, update, or delete your personal information at any time.We are transparent about our data practices and will notify you of any changes to our privacy policy. Your trust is essential to us, and we are dedicated to providing a secure and transparent environment for your financial needs.

  1. What permissions do we need

    1. SMS permission:You need to grant us sms permissions,We collect all your text message data, but we only monitor your messages related to financial transactions, including monitoring the sender's name, description and transaction amount for credit risk assessment to prevent fraud and make decisions based on your credit risk report Whether to provide you with a loan.

    2. Location permission: You need to grant us location permissions and use Location services quickly populate location information to provide maintainability and reduce risks associated with your loan application. This also helps us verify addresses and make better credit risk decisions.

    3. Camera permission: We need camera access so you can easily take photos.

  2. What We Collect and how we use it

    When you register for an Take Cash account, you need to provide personal information, such as name, contact information and ID information (ID number, ID image), etc.We may collect your financial information (username, bank card opening bank and bank card number), employment status, marital status, housing status, work information, income status, education level, and other relevant information.And when you use Take Cash, we will automatically collect information related to your usage, such as login time, click operations, and browsing records.

    1. SMS List:

      You need to grant us sms permissions,We collect all your text message data, but we only monitor your messages related to financial transactions, including monitoring the sender's name, description and transaction amount for credit risk assessment to prevent fraud and make decisions based on your credit risk report Whether to provide you with a loan. No personal text message data is monitored, read, stored or shared. All data will be uploaded securely and encrypted to https://tcapi.largebanyan.com.

    2. Contact Info

      We collect the emergency contacts you select from your address book in order to assess your credit rating.

    3. Device Info

      We collect your app list,device brand, model, wifi, GAId, system version, language,resolution, etc.; evaluate the credit rating and check whether you use too many loan apps.

    4. Location Info

      We collect the longitude and latitude information of your equipment to provide serviceability and reduce risks associated with your loan application. This also helps us verify addresses and make better credit risk decisions.

    All private data obtained from Take Cash will be uploaded to https://xxx.xxx.com/, and we will also ensure the security of private data.

  3. How we use the collected information

    1. Submit information about your request or process your questions and applications on the app.

    2. For application events, promotions, surveys or other functions.

    3. Manage our relationship with you and notify you about other products or services.

    4. Perform data analysis to improve the service products provided to users.

    5. The use of user data complies with national laws and regulations.

  4. Our disclosure and sharing of information

    1. We will not sell or share your personal information to third parties unrelated to us for advertising or marketing purposes.

    2. We will keep the information provided by users strictly confidential and will not disclose it to external organizations to ensure the security of user information.

  5. Child privacy protection

    We prohibit anyone under the age of 18 from using the services we provide. We do not knowingly store the personally identifiable information of anyone under the age of 18. If a parent or guardian knows that your child has provided us with personal information. If we find that we have collected personal information from anyone under the age of 18 without censorship and parental consent, please contact us immediately. We will delete this information from our servers.
  6. Safety protection

    1. We strictly abide by laws and regulations to protect the confidentiality of user communications.

    2. We use various security measures to ensure the safety of your personal data. When you place an order or enter, send or access your personal information; we will provide the use of a secure server. For sensitive credit information, all information you provide is encrypted with data (SSL). This technology is transmitted and encrypted in our payment gateway provider database. It only allows those who are authorized to access such systems. And it is necessary to keep the information confidential. After completing the transaction, your personal information (credit card, social security number, financial status, etc.) will not be recorded in the data file. However, we cannot guarantee or guarantee the complete security of any information you submit to us.

    3. We will periodically review this privacy policy and ensure that we process your information in a manner that complies with this policy.

    4. We store your information on servers located in the Philippines.

  7. Privacy policy changes

    Users can view the latest privacy policy on this page, and we reserve the right to modify this privacy policy at any time. This privacy policy may be updated from time to time. Once published, these changes will take effect immediately. Unless otherwise stated, we encourage you to check this page regularly for the latest information on our privacy practices. Your continued access or use of the service means that you accept the revised and revised privacy policy.

  8. Contact us

    If you have any suggestions or questions about this privacy policy or in the process of using the App when using Take Cash, you can contact us through the customer service phone in the App